Monday, November 21, 2011

155 million euro loss through credit card fraud

The replacement of credit cards is largely complete. The monitoring of
the cards has been tightened considerably.
The largest mass exchange of credit cards in Germany, according to
the banks already largely completed.
Frankfurt / Main. The largest mass exchange of credit cards in
Germany, according to the banks already largely completed. The Central
Credit Committee (CCC) said on Thursday also, all German banks have
also tightened up the monitoring of the affected cards significantly,
which further restricts potential for abuse. Meanwhile, experts
warned, the total damage from credit card fraud in Germany is expected
to double this year to 155 million €.
Unlike debit cards, which are illegal to the fraudster data by
mounting an attachment to the card insertion slot of the ATM
(skimming), the credit card fraudsters usually fetch the required data
directly from the Internet. You can protect against these hackers
barely. A principle of the experts is this: As little as possible to
pay by credit card.
Other countries are following a report by the Bavarian television hit:
A Visa spokeswoman Germany have the news program "Rundschau" said that
would now also in other countries seem to be exchanged cards. Numbers
and countries they have not called.

Monday, September 5, 2011

RapidShare mail itratos pooling their expertise in e-mail marketing

Bamberg, 31.08.2011, itratos cooperates with the mail to send newsletters rapid comprehensive and effective e-mail marketing. itratos links as a service provider of Internet solutions, the system "SaaS Marketing Newsletter" of rapid mail with the patented E-mail-to-Web technology, DCI AG to an e-mail marketing bundle. While rapid mail guarantees as "software as a service" and a member of the "Certified Senders Alliance" high delivery rates for e-mail, allows the WAi boosters DCI AG a high range and selective targeting by the placement of DCI info boards on hosting websites, online stores and selected partner portals. itratos want with the effective use of the traditional newsletter plus distributor exploit better the further development of newsletter marketing channels, the potential of e-mailings.

RapidShare mail as "software as a service" - a portion of the cloud computing - flexible than buying software. In addition, the mail delivery is safer: Local purchase software runs the risk that sent mailings end up in spam folders or even not arrive first. This can happen if the sender has a dynamic IP address or the e-mails rejected by greylisting only once. mail can then rapidly against a member of the "Certified Senders Alliance" server-side spam filters by whitelisting. This association has contracts with providers such as Arcor, Freenet, Lycos, GMX or closed, thereby ensuring rapid mail delivery rates high.
Click here to find out more!

It differs from many other mail was rapidly SaaS vendors: There are no monthly fee or minimum charge and no setup fee. You pay for the mailings that you send. Mailings to up to ten recipients are free.

The Wai-Booster offers email marketing from a single source. A single e-mail us for information and automated publishing in real time on websites, social media sites, in partner insurance networks and on selected portals. With the plugins itratos info boards to be set up online stores faster and more comfortable. In addition, itratos a special edition for online stores at a reduced price.

RapidShare mail:
Free Trial Account: / qqWPfW
Certified Senders Alliance
SaaS - Software as a Service: / pqCFRU

More information about DCI and WAi Booster Info Boards:

This press release was published on openPR.

Agency itratos
Coburgerstrasse 43
96052 Bamberg
Phone: 0951 6010096
Fax: 0951 9686827

RapidShare mail GmbH
Thorsten Jaeger
Phone: 0800 - 444 6777

Mr. Gerald Mutschmann
Chief Information Officer (CIO)
WAI Infoboard
Tel: +49 (8151) 265-512

About RapidShare mail GmbH
The rapid mail offers with rapid mail to a solution for professional newsletters. Behind it is a team with years of experience in software development. Your goal is to combine low-cost, professional e-mail marketing with easy operation and high shipping Quality.

About the DCI AG
The DCI AG networked since 1993 and bought in the eCommerce provider of innovative solutions in the areas of online marketing, e-mail marketing and content. Years of experience and extensive industry knowledge and expertise form the basis for the continuous development of DCI products and solutions. With the world's unique and patented technology Infoboard (WAI), the DCI AG set new standards for a totally new form of advertising. Well-known companies of all sizes and in all sectors value the superior customer orientation and tailor-made solutions to the DCI AG. The listed company is headquartered in Starnberg, and maintains a manufacturing company in Romania.

About Itratos

Itratos positioned itself as an innovative provider of Internet system solutions. The Bamberg-based company has developed from a pure Internet service provider to a provider of system solutions for digital marketing and sales management. Core business services to support our customers in the design and development, marketing and sales development and strategy for e-commerce and community building.

Friday, September 2, 2011

The rents do not decrease despite record low interest rates

The reference rate remains unchanged - there is growing criticism of the method of calculating

Rents are expected to remain stable over the next three months.
Although the interest rate has reached an all time low, remains the benchmark home loan interest rate unchanged for rent. The federal government leaves the set derived from the changes in rent, at 2.75 percent. There he remains since the beginning.

chs. / (sda) from the record low interest rates while living in Switzerland continue to benefit only the homeowner. Why not drop the rents in the next quarter. Because the Federal Housing Office for the rents to the relevant reference interest leaves at 2.75 percent. The sentence is fixed Gege sets new quarterly.

That the reference rate does not decrease is related primarily to the date of data collection, which it is based. This took place on 30 June. The last interest rate cut by the National Bank to weaken the franc but dated from early August. This makes possible at least until the next redefinition of the reference interest rate reductions. Experts expect the earliest on 1 March, a lower rate.
Threshold is not reached

This is calculated from the mortgages in Switzerland, from which an average is calculated. By the end of June, this has fallen compared to the previous quarter, from 2.54 to 2.51 percent, as the Federal Office of Housing writes.

The rich but not for a lower reference rate. Therefore, the average interest rate would have to fall to 2.43 percent. For an adjustment of the reference rate there will come only if the average interest rate is measured by the average calculated for the first time dropped from 3.43 percent to 0.25 percentage points, or increased.
Criticism of method of calculation grows

The reference rate is since 10 September 2008 used for the design of rental contracts in housing. This took the place of the individual cantons in the earlier assessed the interest rate for variable mortgages. But in the current Tiefstzinsphase growing criticism on the basis of calculation.

Of the lower interest rates because of the tenants felt "unfair method of calculation" nothing stops the Swiss tenants and tenants' association established German-speaking Switzerland in a statement.
One billion in rent paid too much

He recommends that renters check whether they have least benefited from the reduction of the reference rate of 3 to 2.75 percent last December. According to industry to pay roughly 20 percent to 30 percent since the Miethaushalte not less rent.

According to various calculations, the tenant would have been the introduction of the reference interest rate paid around one billion francs too much rent, the tenant association writes. The current system must be assumed that tenants will benefit from no earlier than next March, the lowest interest rates on mortgages.
In computing different round

Given this "systematic discrimination" demanded the Tenants Association Federal Johann Schneider-Ammann already mid-August, for the calculation of the reference rate immediately apply the general rules of rounding. It was a "Rounding" to the next quarter of a percent to make.

This has actually asked the federal government in a consultation in May for discussion. Schneider-Amman will "fall in" to make a suggestion, it said on Thursday in the Federal Office of Housing.